By using Swagrass's websites or any Swagrass products, software, mobile applications, or other electronic or web-based services (collectively referred to as the "Service"), you agree to the following terms and conditions. 

Your continued access or use of the Service shall be deemed your acceptance of this Legal Disclaimer.

Products and Services Provided by Swagrass.

Swagrass Corporation is a healthcare company. Therefore, products and services are provided exclusively by  * SHCS * ,Swagrass Health Care Solutions  .

Product Descriptions - Not Available in all Countries

The product descriptions, if any, provided on the Service are for informational purposes only and are subject to change. Some products may not be available in all countries. 

Anyone interested in a particular product should contact their licensed agent or Swagrass sales representative to determine whether the product is available for this area and to request a copy of the applicable policy or other plan documents for a complete description of the product.

Links to Swagrass Websites

A. Text Links

Swagrass grants a nonexclusive, limited permission to the owners of other web sites ("Linking Site Owners") to link to Swagrass web sites using text links. Such link shall not (a) suggest that Swagrass promotes or endorses any third party's causes, web sites, products or services, or (b) be used or associated with any inflammatory, pornographic, defamatory or unlawful site or materials in any way, or in any manner that would disparage or adversely affect the name, reputation and goodwill of Swagrass and its products and services.

Swagrass retains and reserves all rights to its domain names, trade names, trademarks and logos, copyrights and all other intellectual property. We reserve the right to withdraw permission for any link.

Linking Site Owners shall indemnify, defend and hold harmless Swagrass from and against all liability, demands, claims, suits, losses, damages, infringement of proprietary rights, causes of action, fines, or judgments (including costs, attorneys' and witnesses' fees, and expenses incident thereto), arising out of their failure to comply with the terms and conditions of this "Links to Swagrass Web Sites" section.

B. Logo Links

Linking Site Owners who desire to link to Swagrass web sites using Swagrass's " Grass " logo must comply with the requirements set forth in Link to Our Site with a Swagrass Logo, including the completion of the Linking License Application Form and execution of the Linking License Agreement.

Links to Other Sites

While using the Service, you may access certain websites with a different look and feel. If such a website is operated by Swagrass, it will display the Swagrass brand and be subject to our Privacy Information and this Legal Disclaimer.

If such a website is a non-Swagrass site, Swagrass neither reviews, controls nor endorses the content and accuracy of any non-Swagrass websites or other material, and therefore will not be responsible for their content and accuracy. Your access to non-Swagrass websites and non-Swagrass content is at your sole risk.

Other websites on the Internet may contain unedited, sexually explicit, violent, racist or other types of material, which may be offensive to you. Please access other websites at your own discretion. Back to top

General Disclaimer

All material including any link to other sites and content found at linked sites is provided "as is" and without any express or implied warranties including warranties of merchantability or fitness for a particular purpose. Due to the nature of the Internet, Swagrass does not warrant that access to the Service will be uninterrupted or error free. Swagrass does not warrant or make any representations regarding the usefulness of or the expected results of the material contained on the Service. 

Viruses, Worms, Use of Files

Swagrass cannot and does not guarantee or warrant that files available for downloading from the Service are free of viruses, worms, Trojan horses or other code that has contaminating or destructive properties. Swagrass does not make any express or implied warranties, representations or endorsements whatsoever (including without limitation warranties of title, non-infringement or fitness for a particular purpose) with respect to the files available for downloading from the Service. 

In no event will Swagrass be liable to you or to anyone else for any decision made or action taken by you or anyone else in reliance on results obtained from use of files downloaded from the Service. These files may be downloaded and/or reprinted for personal use only. 

Permission to reprint or electronically reproduce any document or graphic in whole or in part for any reason except for personal use is expressly prohibited, unless prior written consent is obtained from the appropriate Swagrass copyright holder.

Health Information

The health information on the Service is provided by Swagrass solely for informational purposes as a public service to promote consumer health. It is not meant to provide medical advice tailored to you in any way. It does not constitute medical advice and is not a substitute for proper medical care provided by a physician. 

Swagrass assumes no responsibility for any circumstances arising out of the use, misuse, interpretation or application of any information supplied on the Service. Always consult with your doctor for appropriate examinations, treatment, testing, and care recommendations. Do not rely on information on this site as a tool for self-diagnosis.

Swagrass does not advertise, market or promote products or services to individuals who participate in its wellness, health promotion and chronic condition management programs.  If you have a medical emergency, call 123.

Forward-Looking Statements

The Service may from time to time contain forward-looking statements that include information about financial prospects, plans and objectives of management for future operations, economic conditions, trends and known uncertainties.


There are references throughout the Service to various trademarks or service marks and these, whether registered or not, are the property of their respective owners. Back to top The registered marks “Swagrass,” the “Grass” logo and other Cigna marks are owned by Swagrass Intellectual Property, Inc.

Social Networking Media

Your use of social networking media, including but not limited to participation in or use of blogs, threaded discussions, message boards and wikis (“Social Media”), is conditioned upon your compliance with the following:

Do not post or transmit any unlawful, threatening, abusive, libelous, defamatory, racist, obscene, vulgar, pornographic, profane or indecent information. This includes, without limitation, any transmissions that are or that encourage illegal conduct. This ban includes anything that would constitute a criminal offense, give rise to civil liability or otherwise violate any local, state, national or international law.

Never post or transmit comments containing harassing or offensive language, using sexual references, sexual nicknames, racial slurs or rude or deliberately offensive comments.

Do not engage in disruptive activity online, including excessive use of scripts, sound waves or scrolling (repeating the same message over and over).

Do not post or transmit any information, software or other material that violates or infringes the rights of others. This prohibition includes material that constitutes an invasion of privacy or publicity rights permission from the owner.

Never post or transmit any information, software or other material that contains a virus, worm, Trojan horse or other code that has contaminating or destructive properties.

Do not post any information, software or other material for commercial purposes.

Do not solicit other users to join or contribute money to any online service or other organization, or advocate or attempt to persuade users to join in legal or illegal schemes.

Never pretend to be any other person or entity. Site users also may not falsely represent their professional or other affiliation with any person or entity.

Do not use the Service to collect personally identifiable information in violation of the policies contained in the Swagrass Privacy Information.

You agree that Swagrass, at our sole and absolute discretion, determines whether any information transmitted or received violates this provision.

You also agree to indemnify and hold Swagrass and our employees, officers, directors and agents harmless from any claim or demand, including reasonable attorneys' fees, made by a third party arising from any information or material you contribute to the Social Media you access via the Service. 

Swagrass has no obligation to monitor Social Media. But we reserve the right to monitor any and all information transmitted or received through the Service.

Swagrass may examine, record, copy and use any information on the Service in accordance with the Swagrass Privacy Information. We reserve the right, in our sole and absolute discretion to remove any information or materials, in whole or in part, from Social Media.

When using the Service or Social Media, please be certain that anything you disclose does not compromise your personal safety. Please don't provide your name, phone number, social security number or any other personally identifying information to people you do not know. Don't continue any conversation online that makes you feel uncomfortable. Protect your safety and privacy. 

Web-Enabled Mobile or Handheld Devices

Certain web and smartphone applications of the Service have been designed to run on a personal computer, standard laptop or web-enabled mobile device. 

If you view or use the Service on a mobile or handheld device you may experience some display and functionality limitations.  You may experience varying wireless network coverage and speed, depending on your geographic location and telecommunications provider.  

The Service should not be used while operating any motor vehicle, or in any other manner that might endanger yourself or others. 

If your mobile device uses Global Positioning System (GPS) technology, trackers, or other location tracking tools, your location information may be used for purposes of determining your location when using a function on the Service that uses such information. 

While using the Service, if you allow your location information to be obtained, we will use this information solely to return your estimated location and to provide you with more personalized results and/or services. 

Swagrass does not monitor your GPS tracking or location information, and does not save this information.  We will not use this information to identify you or disclose this information to any third parties. 

By using the Service you expressly agree and acknowledge that Swagrass shall not be responsible for any of the following: (a) performance limitations and/or failures experienced in connection with any wireless or Wi-Fi service used to access the Service; (b) data transmitted through wireless access that may be intercepted by unauthorized persons; or (3) your failure to physically secure and/or monitor your personal computer, laptop or wireless device or to protect your passwords, resulting in unauthorized access to the Service and/or your Swagrass account or plan information. 

While using any web-enabled mobile or handheld device to use the Service, standard mobile phone carrier and data usage charges will apply. 

You expressly agree and acknowledge that the use of any mobile or handheld device is at your sole risk and shall be in accordance with all applicable local, state and federal laws. Back to top

Updates and Reverse Engineering

By using the Service, you agree to receive any applicable software updates that may be issued from time to time by Swagrass. You agree to accept and install such updates as part of your use of the Service. 

You also agree not to reverse engineer, modify, decompile, adapt, translate, disassemble, or otherwise attempt to discover the source code of the Service and/or any Swagrass application. Back to top

Limitation of Liability

You agree by accessing the Service that under no circumstances or any theories of liability under international or civil, common or statutory law including but not limited to strict liability, negligence or other tort theories or contract, patent or copyright laws, will Swagrass be liable for damages of any kind occurring from the use of the Service or any information, goods or services obtained on the Service including direct, indirect, consequential, incidental, or punitive damages (even if Swagrass has been advised of the possibility of such damages), to the fullest extent permitted by law.